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Medicare enrollment: Time to change plans?
 
November 5 – November 18, 2020
 
Health

medicare



Key Takeaways

- Medicare Annual Enrollment Period (AEP) begins October 15 and runs through December 7 each year.

- During Annual Enrollment, you can add, drop, or switch certain coverage types, such as Medicare Advantage and Part D prescription drug plans.
Medicare's private plans can change every year and potentially impact your coverage and cost options, so it's a good idea to review your Medicare coverage in advance of every Medicare Annual Enrollment Period (AEP).

It's Medicare enrollment time. And from TV ads to robocalls to even advice from your favorite friend, sources all around you seem to be telling you which Medicare plan is right for you. Some are credible; others, not so much.

With the threat of COVID-19, you especially need to know that your Medicare health insurance has you covered with the right doctors, medical facilities, and prescriptions. "If you're not satisfied with your current plan or your health or financial situation changed, it may be time to take another look at your options," says Aditi Sharma, director of Fidelity Financial Solutions. "You may be paying a lot for coverage you don't need, or your health situation may now require the attention of medical specialists who are currently out of your network. Either way, it's time to investigate other options."

The good news for seniors age 65 and over: If your current Medicare health insurance isn't addressing your health care needs, you can change your coverage. The only time to change is during the Annual Enrollment Period (AEP), which runs each year from October 15 to December 7.

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